Loans

Choose the type of loan for your needs

Salary-based personal loan

Must have an employment number and currently on the government payroll
Affordability must be checked through PSM online system
Must have loan KYC form done by our loan officers or our independent Salary based personal loans sales representative agents
Must read and understand our loan terms and conditions contained in our loan contract which is signed before a loan disbursement is made into a client’s account
Acknowledgement letter from immediate office
Must have valid National ID

Upfront arrangement fees of 11% (comprising of 6%
operation cost and 5% systems and administration fees)
Pay an upfront once-off fee of K4,000 as an appraisal and stationery fee per client KYC form
Interest at 4.5% on reduced balance Capital
Loans duration from 3 months to 12 months

Download the following form, fill it out and submit it to one of our offices or CONTACT US

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The following is the form for group loans. Please CONTACT US for inquiries and to apply

The following is the form for group loans. Please CONTACT US for inquiries and to apply

Must be not less than five members and not more than ten members
Must have a group structure
Must be trained by our loan officer in Loans, group management, bookkeeping and Dynamics
Must be trained on BCA loans contract and supporting
documents and their implications
All members should have sizable and easy to dispose of assets
Must have their KYC form done by our Loan Officers
Acknowledgement letter from the Village head
Valid National IDs

Upfront arrangement fees of 25% (Comprising 10% operations costs and 15% administration fee)
Interest at 6% on inception of every 30 days on reducing balance
Loan duration of 6 months

Must be not less than five members and not more than ten members
Must have a group structure
Must be trained by our loan officer in Loans, group management, bookkeeping and Dynamics
Must be trained on BCA loans contract and supporting documents and their implications
All members should have sizeable and easy to dispose of assets
Acknowledgement letter from the Village head
Valid National IDs

Upfront arrangement fees of 30% (Comprising 10% operations cost and 20% systems and administration fee)
Interest at 6% on inception of every 30 days on reducing
balance after three months the grace period
Loan duration of 8 months
With grace period of 3 Months